In the United States, being beneficiary of Supplemental Security Income (SSI) might mean an improvement in life quality and conditions. 7.4 millions Americans rely on these benefits to help with their monthly budget.
SSI April 2025 maximum payments
Millions of Americans who benefit from SSI will see an increase in their payments in April 2025, thanks to a 2.5% Cost-of-Living adjustment (COLA).
According to the SSA, the next SSA payment will be issued on the first day of April – unlike previous months where payments were delayed due to weekends or holidays. This means April’s payments should arrive in schedule.
This COLA increase means maximum SSI payments will increase to:
- $967 for an individual
- $1,450 for an eligible couple
- $484 for an essential person (those who provide care for an eligible SSI recipient)
Individual payments may vary depending on income, financial situation and whether they receive State SSI supplements.
These adjustments aim to help citizens keep up with rising inflation and living costs.
How is the SSI increase calculated?
Each year, SSI payments are adjusted based on inflation to ensure those who benefit from it can mantain a their life conditions.
The 2.5% COLA increase for 2025 impacts SSI payments as follows:
- Individuals who received $943 will now receive $967
- Couples who got a 1,415$ check will now get 1,450$
- Essential persons will now receive $484 from $472 last year
When should April 2025 payments be expected?
Usually SSI checks arrive on the first day of the month, except if it falls on a weekend or holiday. Since April 1st is a Tuesday, SSI will arrive on time this month.
In May, recipients will get two checks: the May SSA payment is scheduled on the 1st May, while the June payment is scheduled on the 30th May – this is because June 1st falls on a weekend. That means no payments in that calendar month.
Can your payment be delayed?
While most citizens will received their payments as scheduled, some may face delays or disruptions due to these common issues:
- Bank account changes: Make sure to update the SSA if you switch accounts to prevent payment delays.
- Late payments: Contact the SSA if your payment does not arrive on April 1st.
- Scams and fraud: Watch out for any notifications claiming to be from the SSA, and always verify payment details from official sources.
Additional SSI supplements
Some states provide additional SSI supplements, which could increase the amount you receive each month. However, your total SSI payment could be reduced if you have other sources of income, such as Social Security benefits or a part-time wage.
What are SSI?
The SSI program was created in 1972 to support older adults and people with disabilities (regardless their age). It administered by the Social Security Administration (SSA) and paid monthly to people with limited income and resources who are blind, age 65 or older, or have a qualifying disability.
Who is eligible for SSI?
You might qualify for SSI benefits if you:
- Are 65 or older, or blind, or disabled
- Have limited income from a pension, wages, or other sources
- Have limited resources
- Are a U.S. citizen or a noncitizen meeting certain criteria
- Live in one of the 50 states, the District of Columbia, or the Northern Mariana Islands
If you are wondering whether you are eligible, the Social Security Administration (SSA) has an online tool which can help you start applying. It takes 5-10 minutes and will determine when your payments will beging if you application is approved.
It is important to note that this SSI tool is not a formal application for SSI benefits. You must file an application with SSA to be confirmed as eligible.
