Investing involves risk, including possible loss of principal. The opinions expressed in this communication represent the current, good-faith views of Empower at the time of publication and are provided for limited purposes, are not intended as investment or legal advice, and should not be relied on as such. This content is based on the information available at the time of the recording and may change based on more current conditions. Past performance, where discussed, is not a guarantee of future results. Investing involves risk.
This is neither an endorsement of any index, sector, or investment, nor a solicitation to offer investment advice or sell products or services offered by Empower or its affiliates. It is impossible to invest directly in an index. The information presented was developed internally and/or obtained from sources believed to be reliable; however, Empower does not guarantee the accuracy, adequacy, or completeness of such information. Predictions, opinions, and other information contained in this communication are subject to change and without notice of any kind and may no longer be true after the date indicated. Commentary may contain forward-looking statements based on reasonable expectations, estimates, projections, and assumptions. Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult to predict.
Empower refers to the products and services offered by Empower Annuity Insurance Company of America and its subsidiaries. “EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America. ©2025 Empower Annuity Insurance Company of America. All rights reserved.
The S&P 500® Index (“Index”) and associated data are a product of S&P Dow Jones Indices LLC, its affiliates and/or their licensors and has been licensed for use by Empower Retirement, LLC. ©2025 S&P Dow Jones Indices LLC, its affiliates and/or their licensors. All rights reserved. Redistribution or reproduction in whole or in part are prohibited without written permission of S&P Dow Jones Indices LLC. For more information on any of S&P Dow Jones Indices LLC’s indices please visit www.spdji.com. S&P® is a registered trademark of Standard & Poor’s Financial Services LLC (“SPFS”) and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Neither S&P Dow Jones Indices LLC, SPFS, Dow Jones, their affiliates nor their licensors (“S&P DJI”) make any representation or warranty, express or implied, as to the ability of any index to accurately represent the asset class or market sector that it purports to represent and S&P DJI shall have no liability for any errors, omissions, or interruptions of any index or the data included therein.
The research, views, and opinions contained in these materials are intended to be educational; may not be suitable for all investors; and are not tax, legal, accounting, or investment advice.
Empower and its affiliates are not providing impartial investment advice in a fiduciary capacity to the plan with respect to this material. The plan fiduciaries are solely responsible for the selection and monitoring of the planʼs investment options and for determining the reasonableness of all plan fees and expenses.
©2025 Empower Annuity Insurance Company of America. All rights reserved. INV-FBK-WF-5206738-1125 RO# 4958715-1125
